Empowering Women SME Entrepreneurs in Bangladesh: Unleashing Market Potential and Driving Economic Growth

Authors

  • Prof. Dr. Nazr Slam

Abstract

Financial inclusion is a critical issue for enhancing the welfare of an economy as well as reducing income
inequality by providing access to efficient financial services to both the privileged and the poor people of the
country. Financial inclusion is a significant issue in Bangladesh as the majority of the population- especially
women, farmers, and individuals do not have access to basic financial services such as credit, insurance,
payment, etc. Thus, this paper aims at identifying the impacts of financial inclusion on the women SME
entrepreneurs of Bangladesh .To conduct this research, 207 respondents were chosen from those women who
either initiated their own SME or worked as an employee in one .A structured questionnaire with 5 points Likert
scale was used to collect primary data .Multivariate analysis techniques like factor analysis, multiple regression
analysis were performed to identify the impacts of financial inclusions on the women SME entrepreneurs of
Bangladesh. The study finds the impact factors of financial inclusion on women SME entrepreneurs in
Bangladesh. Factors such as, easiness in payment, comfortable in transaction, reduced unemployment problem
due to the creation of agents, no network problem in transaction, and secured area coverage were found
significant impact factors of financial inclusion on the women SME entrepreneurs in Bangladesh.

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Published

2024-06-30

Issue

Section

Articles